Apollo Munich Offers Different Types of Health Insurance Policies in India

The Apollo Group of Hospitals and Munich Health have come together to form a joint venture known as Apollo Munich. The aim of the JV is to uncomplicate health insurance in the country. With this goal in mind, Apollo Munich designs plans and services which are unique and simple-to-use. The company aims at simplifying health insurance by taking the jargon out of words, the confusion out of claims, and the trouble out of treatment. The company provides a large number of benefits to individuals and families along with their plans to offer all-round healthcare solutions.

Apollo Munich offers a wide range of policy options. These include travel insurance plans, health insurance policies, accident insurance plans and hospital cash policies. The plans offered by the company include:

• Maxima: India’s first all-round policy designed to provide individuals with protection against medical costs incurred for even outpatient treatments. The plan is thus a comprehensive plan designed to enable people to stay healthy. It also gives the insured the option of an annual health check-up.

• Easy Health: This health insurance plan is designed to safeguard an individual or family’s healthcare needs. The plan covers day-care procedures, domiciliary treatments, pre-hospitalization and post-hospitalization, ambulance cover in case of emergency, etc. The plan also provides the option of availing cumulative bonus and critical illness benefit.

• Insure Health: This plan has been designed to make quick and easy health insurance available. There are no lengthy medical procedures to be done prior to buying the plan. The paperwork needed for the plan is also very little. The Insure Health Plan also offers customers the Ayush benefit (for alternative medicine).

• Optima Cash: A daily hospital cash policy which helps people manage any extra everyday expenditure in the hospital during hospitalization. This plan and the benefits therewith are applicable for 90 days or 180 days as chosen by the insured.

• Easy Travel: The plan looks into all the healthcare needs and non-medical requirements of a person while he/she is traveling. The policy covers a vast number of problems that may be encountered while traveling such as baggage loss, flight cancellation, medical emergency, etc.

• Personal Accident Insurance: The plan is meant for taking care of all the individual’s needs when he/she is faced with an accident. The plan also offers disability and accidental death benefits.

Apollo Munich offers many value-added services along with the different types of health insurance policies.