Apollo Munich is a joint venture between the Apollo Group of Hospitals and Munich Health. The company works with the aim to Uncomplicate health insurance and promises its customers to take the fear out of faces, the jargon out of words, the bitter out of medicines and the trouble out of treatment. In brief, all these efforts are made in the direction to make medical care affordable and accessible.

Apollo Munich plans are designed to offer coverage to individuals, families and groups of people. Individual health insurance plans offers coverage only to an insured. Family health insurance offers coverage to all family members and group health insurance offers coverage to a group of people.

Individual health insurance is offered through the following plans:-

• Easy Health—It is the most basic health insurance plan that offers complete health coverage to the an insured. It covers medical expenses incurred during the treatment of health risks arising due to sickness or due to any unforeseen incident. There is coverage for hospitalization, pre- and post hospitalization and several other medical expenses.

• Easy Travel—Apollo Munich has designed this product to make travel hassle-free. It offers health coverage to any unforeseen incident that destroys travel plan.

• Optima Cash—It is a daily hospital cash benefit plan that pays daily cash amount for the number of day an insured is hospitalized. There is a very simple claim process associated with the plan.

• Maxima—It is India’s 360 degree plan that offers coverage to OPD treatment, pharmacy, diagnostic tests, OPD coverage for pre-existing disease etc. in addition, there are several other benefits that make it a unique plan.

• Insure Health—This plan is designed for people looking for easy-to-buy product. It does not involve any paper work and thus, an individual can buy it without nay hassle.

• Individual Personal Accident—This plan is devised to offer financial coverage for medical treatment. It is known as death and disablement plan. Working on the principle of benefit, this plan offers certain proportion of sum assured, depending upon the extent of injuries incurred.

All the above mentioned plans are available to offer health coverage to an individual. These plans come with value-added services that look after the preventive health needs of the people. Value-added services include cashless hospitalization facility that gives an insured a right to seek treatment in network hospital and Healthline, a facility to get expert’s advice on health issues at a phone call.