Apollo Munich, a pure health insurance company, is recognized for offering complete health cover to its customers. The company has adopted an ideology of identifying target segment’s health needs and then, designing products to offer coverage to all their needs. This uniqueness has made them a distinctive healthcare insurance organization and their cost-effective products and offerings have further proved beneficial in earning goodwill among the Indian population.

Munich Health, part of Munich Re, Europe’s largest insurer, in their attempt for the expansion of business in Indian have tied up with Asia’s largest healthcare provider, Apollo Hospitals Group and established the company to take care of healthcare insurance in India. Apollo Munich feels proud of their partners and says, “We know Healthcare. We know Insurance”.

Working on the lines of their ideology behind product designing, the company has recently launched a new product, named Optima Cash, which acts a top-up plan to offer coverage to additional hospitalization expenses. This plan can be purchased on individual or family basis by anyone with or without indemnity health insurance product. Optima Cash, if purchased with Easy Health, will form the best combo products. Easy Health will take care of insured’s hospitalization expenses and Optima Cash will complete this coverage by offering daily cash amount for additional hospitalization expenses.

Optima Cash, daily hospital cash benefit plan, designed to demystify health insurance for you and your family members gives you an option to choose Rs.1000, Rs.2000 or Rs. 3000 as your daily cash amount. The process is simple, easy and hassle-free. The amount of reimbursement can directly be calculated as the number of days and insured is hospitalized multiplied by the daily cash amount. It gives you coverage for 90 days per policy period.

It is the only plan brought by Apollo Munich that is available for 1 or 2 years. Along with this, the company offers discount for buying policy for 2 years. There are several more discounts, availing which, you can save up to 25%.

The company gives 5% discount for buying the plan online. There is 10% discount for including 2 or more members in the same policy. Furthermore, there is 10% discount for buying the plan for two years. Thus, it is easily affordable top-up plan that completes or extends your health cover. It is designed, keeping healthcare needs of people in mind.

Moreover, this plan comes with very simple and easy claim procedure.